I was in college when I brought Tess home, so I didn't have a lot of disposable income. I knew that if something major happened, whether it be a sickness or an accident, I may or may not have enough money to pay for any medical care or treatment.
I knew I could never forgive myself if I let something happen to her because I didn't have the cash, so I looked into pet insurance. After doing some research and reading reviews, I decided to go with Trupanion pet insurance. We can adjust our premium to any deductible that fits our budget.
We've been lucky that we haven't had to file a claim yet, but feel so much better knowing we have a safety net if we ever have to.
Do your pooches have health insurance? What kind? Have you had to use it?